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ETF comparison

AGG vs CMF

US Aggregate Bond vs US Municipal Bond.

iShares Core U.S. Aggregate Bond ETF · iShares California Muni Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of AGG and CMF would leave roughly 0.0% of each dollar exposed to the same underlying securities.

AGG unmatched 98.4% Shared 0.0% CMF unmatched 100.4%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In AGG only
13,382 positions
Shared
0 positions
In CMF only
1,731 positions

Side by side

AGG

iShares Core U.S. Aggregate Bond ETF

iShares · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$139.94B
TTM yield
3.80%
Top-10 conc.
3.9%
CMF

iShares California Muni Bond ETF

iShares · US Municipal Bond

92 composite / 100
Expense ratio
0.080%
Net assets
$5.38B
TTM yield
2.76%
Top-10 conc.
4.5%

Sub-score comparison

97
Cost
92
53
Tax efficiency
93
100
Liquidity
88
100
Concentration
100
—
Tracking quality
—
AGG sub-score CMF

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

AGG is 5 bps cheaper than CMF. On a $100,000 position that's about $50/yr more in fees for CMF.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with AGG vs CMF.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in AGG

13,382 total
  • United States Treasury 0.41%
  • United States Treasury 0.40%
  • United States Treasury 0.40%
  • United States Treasury 0.40%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%

Only in CMF

1,731 total
  • Orange County Water District 0.60%
  • Anaheim Housing & Public Improvements Authority 0.49%
  • Los Angeles Unified School District 0.47%
  • University of California 0.45%
  • Irvine Ranch Water District 0.43%
  • California Educational Facilities Authority 0.43%
  • San Mateo County Transit District Sales Tax 0.42%
  • Los Angeles Unified School District 0.41%
  • California State University 0.40%
  • University of California 0.38%

Related comparisons

More comparisons with AGG

More comparisons with CMF

Percentages are holdings overlap with the named fund.

Open AGG or CMF at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.