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ETF comparison

BIL vs GBIL

Both US Treasury (Short).

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Goldman Sachs Access Treasury 0-1 Year ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of BIL and GBIL would leave roughly 0.0% of each dollar exposed to the same underlying securities.

BIL unmatched 99.6% Shared 0.0% GBIL unmatched 99.7%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BIL only
22 positions
Shared
0 positions
In GBIL only
39 positions

Side by side

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

State Street · US Treasury (Short)

84 composite / 100
Expense ratio
0.14%
Net assets
$48.51B
TTM yield
3.33%
Top-10 conc.
74.4%
GBIL

Goldman Sachs Access Treasury 0-1 Year ETF

Goldman Sachs · US Treasury (Short)

83 composite / 100
Expense ratio
0.12%
Net assets
$7.90B
TTM yield
3.27%
Top-10 conc.
53.5%

Sub-score comparison

86
Cost
88
59
Tax efficiency
59
100
Liquidity
96
N/A
Concentration
N/A
—
Tracking quality
—
BIL sub-score GBIL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

GBIL is 2 bps cheaper than BIL. On a $100,000 position that's about $15/yr more in fees for BIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs GBIL.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in BIL

22 total
  • United States Treasury 12.04%
  • United States Treasury 9.04%
  • United States Treasury 7.22%
  • United States Treasury 7.03%
  • United States Treasury 6.98%
  • United States Treasury 6.97%
  • United States Treasury 6.85%
  • United States Treasury 6.49%
  • United States Treasury 6.00%
  • United States Treasury 5.82%

Only in GBIL

39 total
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 7.21%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 7.16%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.81%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.58%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.54%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 4.19%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.93%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.84%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.63%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.63%

Percentages are holdings overlap with the named fund.

Open BIL or GBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.