ETF comparison
BINC vs IUSB
Both US Aggregate Bond.
iShares Flexible Income Active ETF · iShares Core Universal USD Bond ETF
Holdings overlap
1,064 positions appear in both funds. Buying equal dollars of BINC and IUSB would leave roughly 3.4% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
IUSB is 34 bps cheaper than BINC. On a $100,000 position that's about $340/yr more in fees for BINC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BINC vs IUSB.
Top shared holdings
1,064 shared in total| # | Holding | In BINC | In IUSB | Overlap |
|---|---|---|---|---|
| 1 | UMBS, TBA | 0.24% | 0.20% | 0.20% |
| 2 | UMBS, TBA | 1.67% | 0.11% | 0.11% |
| 3 | UMBS, TBA | 0.27% | 0.11% | 0.11% |
| 4 | UMBS, TBA | 5.65% | 0.08% | 0.08% |
| 5 | UMBS, TBA | 2.31% | 0.06% | 0.06% |
| 6 | RD MICHIGAN PROP OWNER I | 0.06% | 0.03% | 0.03% |
| 7 | BANK OF AMERICA CORP | 0.06% | 0.02% | 0.02% |
| 8 | T-MOBILE USA INC | 0.06% | 0.02% | 0.02% |
| 9 | ECHOSTAR CORP | 0.04% | 0.01% | 0.01% |
| 10 | Bank5 | 0.01% | 0.01% | 0.01% |
| 11 | SAMARCO MINERACAO SA | 0.05% | 0.01% | 0.01% |
| 12 | MORGAN STANLEY | 0.02% | 0.01% | 0.01% |
Only in BINC
2,984 total- UMBS, TBA 3.10%
- BlackRock Funds III 3.01%
- UMBS, TBA 2.35%
- iShares iBoxx USD High Yield Corporate Bond ETF 1.12%
- Spain Government Bonds 0.85%
- BONOS Y OBLIG DEL ESTADO 0.74%
- iShares iBoxx USD Investment Grade Corporate Bond ETF 0.70%
- Italy Buoni Poliennali Del Tesoro 0.61%
- UMBS, TBA 0.59%
- MORGAN STANLEY FIN LLC 0.50%
Only in IUSB
16,715 total- Blackrock Liquidity Tempcash 2.88%
- United States of America 0.37%
- United States of America 0.37%
- United States of America 0.37%
- United States of America 0.37%
- United States of America 0.36%
- United States of America 0.36%
- United States of America 0.36%
- United States of America 0.35%
- United States of America 0.34%
Open BINC or IUSB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.