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ETF comparison

BIV vs GVI

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund · iShares Intermediate Government/Credit Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
30.2 %

2,205 positions appear in both funds. Buying equal dollars of BIV and GVI would leave roughly 30.2% of each dollar exposed to the same underlying securities.

BIV only 68.6% Shared 30.2% GVI only 69.4%
In BIV only
135 positions
Shared
2,205 positions
In GVI only
3,947 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$52.51B
TTM yield
4.25%
Top-10 conc.
21.0%
GVI

iShares Intermediate Government/Credit Bond ETF

iShares · US Aggregate Bond

78 composite / 100
Expense ratio
0.20%
Net assets
$3.75B
TTM yield
3.63%
Top-10 conc.
7.6%

Sub-score comparison

97
Cost
80
52
Tax efficiency
53
100
Liquidity
82
84
Concentration
100
—
Tracking quality
—
BIV sub-score GVI

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BIV is 17 bps cheaper than GVI. On a $100,000 position that's about $170/yr more in fees for GVI.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs GVI.

Top shared holdings

2,205 shared in total
# Holding In BIV In GVI Overlap
1 United States Treasury Note/Bond 2.18% 0.79% 0.79%
2 United States Treasury Note/Bond 2.06% 0.78% 0.78%
3 United States Treasury Note/Bond 1.99% 0.77% 0.77%
4 United States Treasury Note/Bond 2.02% 0.76% 0.76%
5 United States Treasury Note/Bond 2.06% 0.76% 0.76%
6 United States Treasury Note/Bond 1.95% 0.76% 0.76%
7 United States Treasury Note/Bond 2.03% 0.75% 0.75%
8 United States Treasury Note/Bond 2.29% 0.74% 0.74%
9 United States Treasury Note/Bond 2.19% 0.73% 0.73%
10 United States Treasury Note/Bond 1.88% 0.66% 0.66%
11 United States Treasury Note/Bond 1.72% 0.60% 0.60%
12 United States Treasury Note/Bond 2.20% 0.58% 0.58%

Only in BIV

135 total
  • United States Treasury Note/Bond 1.40%
  • United States Treasury Note/Bond 0.92%
  • United States Treasury Note/Bond 0.71%
  • United States Treasury Note/Bond 0.20%
  • Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.11%
  • Salesforce Inc 0.06%
  • Amazon.com Inc 0.05%
  • Corp Andina de Fomento 0.04%
  • State of California 0.04%
  • Panama Government International Bond 0.04%

Only in GVI

3,947 total
  • BlackRock Funds III 0.74%
  • United States Treasury 0.67%
  • United States Treasury 0.66%
  • United States Treasury 0.62%
  • United States Treasury 0.61%
  • United States Treasury 0.60%
  • United States Treasury 0.59%
  • United States Treasury 0.58%
  • United States Treasury 0.55%
  • United States Treasury 0.53%

Open BIV or GVI at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.