ETF comparison
COWZ vs SCHB
Quality Factor vs US Total Market.
Holdings overlap
99 positions appear in both funds. Buying equal dollars of COWZ and SCHB would leave roughly 7.5% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHB is 46 bps cheaper than COWZ. On a $100,000 position that's about $460/yr more in fees for COWZ.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with COWZ vs SCHB.
Top shared holdings
99 shared in total| # | Holding | In COWZ | In SCHB | Overlap |
|---|---|---|---|---|
| 1 | Salesforce Inc | 1.90% | 0.28% | 0.28% |
| 2 | Verizon Communications Inc | 1.97% | 0.28% | 0.28% |
| 3 | Gilead Sciences Inc | 1.93% | 0.24% | 0.24% |
| 4 | AT&T Inc | 1.95% | 0.24% | 0.24% |
| 5 | QUALCOMM Inc | 1.31% | 0.24% | 0.24% |
| 6 | Pfizer Inc | 1.84% | 0.22% | 0.22% |
| 7 | Booking Holdings Inc | 2.22% | 0.21% | 0.21% |
| 8 | Uber Technologies Inc | 1.90% | 0.21% | 0.21% |
| 9 | Bristol-Myers Squibb Co | 2.18% | 0.18% | 0.18% |
| 10 | Newmont Corp | 1.80% | 0.18% | 0.18% |
| 11 | Adobe Inc | 1.90% | 0.16% | 0.16% |
| 12 | Accenture PLC | 1.78% | 0.16% | 0.16% |
Only in COWZ
1 total- Anglogold Ashanti Plc 1.13%
Only in SCHB
2,273 total- NVIDIA Corp 7.20%
- Apple Inc 6.27%
- Microsoft Corp 5.08%
- Amazon.com Inc 3.42%
- Alphabet Inc 2.68%
- Broadcom Inc 2.36%
- Alphabet Inc 2.13%
- Meta Platforms Inc 1.69%
- Micron Technology Inc 1.46%
- Tesla Inc 1.39%
Related comparisons
More comparisons with COWZ
- COWZ vs VOO · Vanguard S&P 500 ETF 7.2%
- COWZ vs SPYM · State Street SPDR Portfolio S&P 500 ETF 7.2%
- COWZ vs IVV · iShares Core S&P 500 ETF 7.2%
- COWZ vs VTI · Vanguard Morningstar Total Stock Market ETF 6.6%
- COWZ vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 6.6%
- COWZ vs MOAT · VanEck Morningstar Wide Moat ETF 6.3%
More comparisons with SCHB
- SCHB vs DFAS · DFA U.S. Small Cap Portfolio-ETF Class Shares 7.5%
- SCHB vs SCHD · Schwab U.S. Dividend Equity ETF 7.4%
- SCHB vs SCHM · Schwab U.S. Mid-Cap ETF 7.2%
- SCHB vs IWP · iShares Russell Mid-Cap Growth ETF 7.1%
- SCHB vs FNDA · Schwab Fundamental U.S. Small Company ETF 7.0%
- SCHB vs VBR · Vanguard Morningstar Small-Cap Value ETF 7.0%
Percentages are holdings overlap with the named fund.
Open COWZ or SCHB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.