ETF comparison
DIA vs SCHD
US Large Cap vs Dividend.
State Street SPDR Dow Jones Industrial Average ETF Trust · Schwab U.S. Dividend Equity ETF
Holdings overlap
7 positions appear in both funds. Buying equal dollars of DIA and SCHD would leave roughly 19.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 10 bps cheaper than DIA. On a $100,000 position that's about $100/yr more in fees for DIA.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DIA vs SCHD.
Top shared holdings
7 shared in total| # | Holding | In DIA | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | AMGEN INC | 5.33% | 4.70% | 4.70% |
| 2 | HOME DEPOT INC | 3.96% | 3.87% | 3.87% |
| 3 | UNITEDHEALTH GROUP INC | 4.56% | 3.82% | 3.82% |
| 4 | CHEVRON CORP | 2.42% | 4.01% | 2.42% |
| 5 | PROCTER + GAMBLE CO/THE | 1.86% | 3.82% | 1.86% |
| 6 | MERCK + CO. INC. | 1.67% | 4.76% | 1.67% |
| 7 | COCA COLA CO/THE | 1.07% | 4.16% | 1.07% |
Only in DIA
23 total- GOLDMAN SACHS GROUP INC 10.33%
- CATERPILLAR INC 6.58%
- MICROSOFT CORP 6.19%
- VISA INC CLASS A SHARES 4.86%
- TRAVELERS COS INC/THE 4.56%
- SHERWIN WILLIAMS CO/THE 4.05%
- JPMORGAN CHASE + CO 3.92%
- APPLE INC 3.89%
- AMERICAN EXPRESS CO 3.70%
- ALPHABET INC CL A 3.22%
Only in SCHD
92 total- Abbott Laboratories 4.68%
- Verizon Communications Inc 3.96%
- ConocoPhillips 3.93%
- PepsiCo Inc 3.64%
- Bristol-Myers Squibb Co 3.32%
- Texas Instruments Inc 3.12%
- Accenture PLC 2.84%
- Automatic Data Processing Inc 2.78%
- Altria Group Inc 2.78%
- Lockheed Martin Corp 2.77%
Related comparisons
More comparisons with DIA
More comparisons with SCHD
- SCHD vs DTD · WisdomTree U.S. Total Dividend Fund 18.5%
- SCHD vs DGRW · WisdomTree U.S. Quality Dividend Growth Fund 17.7%
- SCHD vs VTV · Vanguard Morningstar Value ETF 17.1%
- SCHD vs PEY · Invesco High Yield Equity Dividend Achievers ETF 16.7%
- SCHD vs VOOV · Vanguard S&P 500 Value Index Fund ETF Shares 16.6%
- SCHD vs DUHP · DFA U.S. High Relative Profitability Portfolio – ETF Class Shares 16.2%
Percentages are holdings overlap with the named fund.
Open DIA or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.