ETF comparison
ITB vs XLY
Both Consumer Discretionary.
iShares U.S. Home Construction ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
6 positions appear in both funds. Buying equal dollars of ITB and XLY would leave roughly 10.1% of each dollar exposed to the same underlying securities.
Side by side
State Street Consumer Discretionary Select Sector SPDR ETF
State Street · Consumer Discretionary
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLY is 30 bps cheaper than ITB. On a $100,000 position that's about $300/yr more in fees for ITB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with ITB vs XLY.
Top shared holdings
6 shared in total| # | Holding | In ITB | In XLY | Overlap |
|---|---|---|---|---|
| 1 | THE HOME DEPOT, INC. | 4.42% | 5.94% | 4.42% |
| 2 | LOWE'S COMPANIES, INC. | 4.51% | 3.30% | 3.30% |
| 3 | D.R. HORTON, INC. | 15.01% | 0.92% | 0.92% |
| 4 | PULTEGROUP, INC. | 9.17% | 0.56% | 0.56% |
| 5 | LENNAR CORPORATION | 7.61% | 0.47% | 0.47% |
| 6 | NVR, Inc. | 7.48% | 0.46% | 0.46% |
Only in ITB
40 total- TOLL BROTHERS, INC. 5.25%
- THE SHERWIN-WILLIAMS COMPANY 4.68%
- TOPBUILD CORP. 3.98%
- LENNOX INTERNATIONAL INC. 3.30%
- MASCO CORPORATION 2.74%
- INSTALLED BUILDING PRODUCTS, INC. 2.44%
- TAYLOR MORRISON HOME CORPORATION 2.31%
- BUILDERS FIRSTSOURCE, INC. 2.03%
- OWENS CORNING 1.98%
- MERITAGE HOMES CORPORATION 1.68%
Only in XLY
43 total- Amazon.com Inc 23.53%
- Tesla Inc 18.97%
- McDonald's Corp 4.49%
- TJX Cos Inc/The 4.41%
- Booking Holdings Inc 3.38%
- Starbucks Corp 2.54%
- O'Reilly Automotive Inc 1.93%
- Marriott International Inc/MD 1.79%
- Ross Stores Inc 1.74%
- Hilton Worldwide Holdings Inc 1.74%
Open ITB or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.