ETF comparison
SCHD vs VFLO
Dividend vs Quality Factor.
Schwab U.S. Dividend Equity ETF · Victoryshares Free Cash Flow ETF
Holdings overlap
8 positions appear in both funds. Buying equal dollars of SCHD and VFLO would leave roughly 14.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 33 bps cheaper than VFLO. On a $100,000 position that's about $330/yr more in fees for VFLO.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHD vs VFLO.
Top shared holdings
8 shared in total| # | Holding | In SCHD | In VFLO | Overlap |
|---|---|---|---|---|
| 1 | Merck & Co Inc | 4.76% | 2.98% | 2.98% |
| 2 | Accenture PLC | 2.84% | 2.73% | 2.73% |
| 3 | ConocoPhillips | 3.93% | 2.11% | 2.11% |
| 4 | EOG Resources Inc | 1.88% | 2.37% | 1.88% |
| 5 | Automatic Data Processing Inc | 2.78% | 1.53% | 1.53% |
| 6 | Devon Energy Corp | 1.36% | 3.49% | 1.36% |
| 7 | Paychex Inc | 1.00% | 1.14% | 1.00% |
| 8 | Broadridge Financial Solutions Inc | 0.51% | 0.95% | 0.51% |
Only in SCHD
91 total- Amgen Inc 4.70%
- Abbott Laboratories 4.68%
- Coca-Cola Co/The 4.16%
- Chevron Corp 4.01%
- Verizon Communications Inc 3.96%
- Home Depot Inc/The 3.87%
- Procter & Gamble Co/The 3.82%
- UnitedHealth Group Inc 3.82%
- PepsiCo Inc 3.64%
- Bristol-Myers Squibb Co 3.32%
Only in VFLO
42 total- EXPEDIA GROUP, INC. 3.41%
- ADOBE INC. 3.37%
- SANDISK CORPORATION 3.03%
- COEUR MINING, INC. 3.02%
- NEWMONT CORPORATION 3.01%
- SALESFORCE, INC. 2.90%
- INTUIT INC. 2.87%
- EXXON MOBIL CORPORATION 2.76%
- BOOKING HOLDINGS INC. 2.73%
- UBER TECHNOLOGIES, INC. 2.67%
Related comparisons
More comparisons with SCHD
- SCHD vs PRF · Invesco RAFI US 1000 ETF 14.1%
- SCHD vs DFUV · Dimensional US Marketwide Value ETF 13.3%
- SCHD vs IWX · iShares Russell Top 200 Value ETF 13.1%
- SCHD vs AVLV · Avantis US Large Cap Value ETF 12.3%
- SCHD vs SPHQ · Invesco S&P 500 Quality ETF 12.0%
- SCHD vs VONV · Vanguard Russell 1000 Value Index Fund ETF Shares 11.6%
More comparisons with VFLO
- VFLO vs SPHQ · Invesco S&P 500 Quality ETF 10.1%
- VFLO vs JQUA · JPMorgan U.S. Quality Factor ETF 8.8%
- VFLO vs VTV · Vanguard Morningstar Value ETF 8.6%
- VFLO vs DGRO · iShares Core Dividend Growth ETF 7.0%
- VFLO vs IWD · iShares Russell 1000 Value ETF 7.0%
- VFLO vs VO · Vanguard Morningstar Mid-Cap ETF 6.7%
Percentages are holdings overlap with the named fund.
Open SCHD or VFLO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.