ETF comparison
SCHR vs VGIT
Both US Treasury (Intermediate).
Schwab Intermediate-Term U.S. Treasury ETF · Vanguard Intermediate-Term Treasury Index Fund ETF Shares
Holdings overlap
97 positions appear in both funds. Buying equal dollars of SCHR and VGIT would leave roughly 92.6% of each dollar exposed to the same underlying securities.
Side by side
Vanguard Intermediate-Term Treasury Index Fund ETF Shares
Vanguard · US Treasury (Intermediate)
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHR vs VGIT.
Top shared holdings
97 shared in total| # | Holding | In SCHR | In VGIT | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 1.93% | 1.96% | 1.93% |
| 2 | United States Treasury | 1.90% | 1.98% | 1.90% |
| 3 | United States Treasury | 1.88% | 1.91% | 1.88% |
| 4 | United States Treasury | 1.88% | 1.91% | 1.88% |
| 5 | United States Treasury | 1.88% | 1.91% | 1.88% |
| 6 | United States Treasury | 1.85% | 1.93% | 1.85% |
| 7 | United States Treasury | 1.84% | 1.84% | 1.84% |
| 8 | United States Treasury | 1.83% | 1.89% | 1.83% |
| 9 | United States Treasury | 1.83% | 1.89% | 1.83% |
| 10 | United States Treasury | 1.66% | 1.73% | 1.66% |
| 11 | United States Treasury | 1.66% | 1.66% | 1.66% |
| 12 | United States Treasury | 1.55% | 1.58% | 1.55% |
Only in SCHR
5 total- United States Treasury 1.28%
- United States Treasury 0.97%
- United States Treasury 0.76%
- State Street Institutional US Government Money Market Fund 0.15%
- United States Treasury 0.13%
Only in VGIT
5 total- United States Treasury Note/Bond 1.06%
- United States Treasury Note/Bond 1.02%
- United States Treasury Note/Bond 0.87%
- United States Treasury Note/Bond 0.72%
- United States Treasury Note/Bond 0.69%
Open SCHR or VGIT at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.