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ETF comparison

SCHR vs VGSH

US Treasury (Intermediate) vs US Treasury (Short).

Schwab Intermediate-Term U.S. Treasury ETF · Vanguard Short-Term Treasury Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
2.1 %

2 positions appear in both funds. Buying equal dollars of SCHR and VGSH would leave roughly 2.1% of each dollar exposed to the same underlying securities.

SCHR unmatched 96.9% Shared 2.1% VGSH unmatched 96.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHR only
99 positions
Shared
2 positions
In VGSH only
89 positions

Side by side

SCHR

Schwab Intermediate-Term U.S. Treasury ETF

Schwab · US Treasury (Intermediate)

89 composite / 100
Expense ratio
0.030%
Net assets
$13.69B
TTM yield
3.69%
Top-10 conc.
19.0%
VGSH

Vanguard Short-Term Treasury Index Fund ETF Shares

Vanguard · US Treasury (Short)

89 composite / 100
Expense ratio
0.030%
Net assets
$41.38B
whole fund, 3 share classes
TTM yield
3.45%
Top-10 conc.
14.2%

Sub-score comparison

97
Cost
97
58
Tax efficiency
59
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
SCHR sub-score VGSH

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHR vs VGSH.

Top shared holdings

2 shared in total
# Holding In SCHR In VGSH Overlap
1 United States Treasury 2.14% 1.38% 1.38%
2 United States Treasury 1.22% 0.67% 0.67%

Only in SCHR

99 total
  • United States Treasury 1.93%
  • United States Treasury 1.90%
  • United States Treasury 1.88%
  • United States Treasury 1.88%
  • United States Treasury 1.87%
  • United States Treasury 1.85%
  • United States Treasury 1.85%
  • United States Treasury 1.84%
  • United States Treasury 1.83%
  • United States Treasury 1.82%

Only in VGSH

89 total
  • United States Treasury Note/Bond 2.04%
  • United States Treasury Note/Bond 1.44%
  • United States Treasury Note/Bond 1.42%
  • United States Treasury Note/Bond 1.36%
  • United States Treasury Note/Bond 1.35%
  • United States Treasury Note/Bond 1.33%
  • United States Treasury Note/Bond 1.32%
  • United States Treasury Note/Bond 1.31%
  • United States Treasury Note/Bond 1.30%
  • United States Treasury Note/Bond 1.28%

Percentages are holdings overlap with the named fund.

Open SCHR or VGSH at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.