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ETF comparison

SCHZ vs TIPX

US Aggregate Bond vs TIPS.

Schwab U.S. Aggregate Bond ETF · State Street SPDR Bloomberg 1-10 Year TIPS ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

1 positions appear in both funds. Buying equal dollars of SCHZ and TIPX would leave roughly 0.0% of each dollar exposed to the same underlying securities.

SCHZ only 98.7% Shared 0.0% TIPX only 99.6%
In SCHZ only
12,081 positions
Shared
1 positions
In TIPX only
31 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.60B
TTM yield
4.16%
Top-10 conc.
5.4%
TIPX

State Street SPDR Bloomberg 1-10 Year TIPS ETF

State Street · TIPS

70 composite / 100
Expense ratio
0.15%
Net assets
$1.91B
TTM yield
5.17%
Top-10 conc.
38.8%

Sub-score comparison

97
Cost
85
52
Tax efficiency
48
100
Liquidity
69
100
Concentration
59
—
Tracking quality
—
SCHZ sub-score TIPX

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 12 bps cheaper than TIPX. On a $100,000 position that's about $120/yr more in fees for TIPX.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs TIPX.

Top shared holdings

1 shared in total
# Holding In SCHZ In TIPX Overlap
1 State Street Institutional US Government Money Market Fund 0.07% 0.02% 0.02%

Only in SCHZ

12,081 total
  • United States Treasury 0.44%
  • United States Treasury 0.39%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Only in TIPX

31 total
  • United States Treasury 4.41%
  • United States Treasury 4.16%
  • United States Treasury 4.05%
  • United States Treasury 3.92%
  • United States Treasury 3.91%
  • United States Treasury 3.91%
  • United States Treasury 3.73%
  • United States Treasury 3.58%
  • United States Treasury 3.54%
  • United States Treasury 3.54%

Open SCHZ or TIPX at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.