ETF comparison
SCHZ vs VCIT
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares
Holdings overlap
2,074 positions appear in both funds. Buying equal dollars of SCHZ and VCIT would leave roughly 6.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VCIT.
Top shared holdings
2,074 shared in total| # | Holding | In SCHZ | In VCIT | Overlap |
|---|---|---|---|---|
| 1 | META PLATFORMS INC | 0.02% | 0.26% | 0.02% |
| 2 | META PLATFORMS INC | 0.02% | 0.25% | 0.02% |
| 3 | AMAZON.COM INC | 0.02% | 0.29% | 0.02% |
| 4 | BANK OF AMERICA CORP | 0.02% | 0.16% | 0.02% |
| 5 | BANK OF AMERICA CORP | 0.02% | 0.13% | 0.02% |
| 6 | SALESFORCE INC | 0.02% | 0.21% | 0.02% |
| 7 | ANHEUSER-BUSCH CO/INBEV | 0.02% | 0.25% | 0.02% |
| 8 | BANK OF AMERICA CORP | 0.02% | 0.26% | 0.02% |
| 9 | PFIZER INVESTMENT ENTER | 0.01% | 0.26% | 0.01% |
| 10 | JPMORGAN CHASE & CO | 0.01% | 0.24% | 0.01% |
| 11 | ORACLE CORP | 0.01% | 0.25% | 0.01% |
| 12 | AMGEN INC | 0.01% | 0.23% | 0.01% |
Only in SCHZ
10,252 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VCIT
259 total- Space Exploration Technologies Corp 0.27%
- Space Exploration Technologies Corp 0.26%
- Amazon.com Inc 0.24%
- United States Treasury Note/Bond 0.23%
- NVIDIA Corp 0.17%
- Honeywell Aerospace Inc 0.16%
- NVIDIA Corp 0.15%
- Amazon.com Inc 0.15%
- Goldman Sachs Group Inc/The 0.14%
- Goldman Sachs Group Inc/The 0.13%
Related comparisons
More comparisons with SCHZ
- SCHZ vs CORP · PIMCO Investment Grade Corporate Bond Exchange-Traded Fund 5.3%
- SCHZ vs TLT · iShares 20+ Year Treasury Bond ETF 5.2%
- SCHZ vs IEF · iShares 7-10 Year Treasury Bond ETF 4.6%
- SCHZ vs SPSB · State Street SPDR Portfolio Short Term Corporate Bond Index ETF 4.5%
- SCHZ vs TLH · iShares 10-20 Year Treasury Bond ETF 4.2%
- SCHZ vs NEAR · iShares Short Duration Bond Active ETF 3.3%
More comparisons with VCIT
- VCIT vs SPLB · State Street SPDR Portfolio Long Term Corporate Bond Index ETF 0.7%
- VCIT vs VCSH · Vanguard Short-Term Corporate Bond Index Fund ETF Shares 0.7%
- VCIT vs VCLT · Vanguard Long-Term Corporate Bond Index Fund ETF Shares 0.2%
- VCIT vs IGSB · iShares 1-5 Year Investment Grade Corporate Bond ETF 0.1%
- VCIT vs IGLB · iShares 10+ Year Investment Grade Corporate Bond ETF 0.1%
- VCIT vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open SCHZ or VCIT at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.