ETF comparison

SGOV vs TBIL

Both US Treasury (Short).

iShares 0-3 Month Treasury Bond ETF · F/m US Treasury 3 Month Bill Fund - ETF Class Shares

Holdings overlap

Weighted by ISIN/CUSIP
3.4 %

1 positions appear in both funds. Buying equal dollars of SGOV and TBIL would leave roughly 3.4% of each dollar exposed to the same underlying securities.

SGOV only 104.8% Shared 3.4% TBIL only 96.6%
In SGOV only
22 positions
Shared
1 positions
In TBIL only
0 positions

Side by side

SGOV

iShares 0-3 Month Treasury Bond ETF

iShares · US Treasury (Short)

74 composite / 100
Expense ratio
0.090%
Net assets
$95.89B
TTM yield
3.80%
Top-10 conc.
77.5%
TBIL

F/m US Treasury 3 Month Bill Fund - ETF Class Shares

F/m Investments · US Treasury (Short)

69 composite / 100
Expense ratio
0.15%
Net assets
$7.08B
TTM yield
3.74%
Top-10 conc.
100.0%

Sub-score comparison

91
Cost
85
58
Tax efficiency
58
100
Liquidity
93
4
Concentration
0
Tracking quality
SGOV sub-score TBIL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SGOV is 6 bps cheaper than TBIL. On a $100,000 position that's about $60/yr more in fees for TBIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SGOV vs TBIL.

Top shared holdings

1 shared in total
# Holding In SGOV In TBIL Overlap
1 United States of America 3.39% 99.99% 3.39%

Only in SGOV

22 total
  • United States of America 10.91%
  • United States of America 9.88%
  • United States of America 9.15%
  • United States of America 8.60%
  • United States of America 8.60%
  • United States of America 6.67%
  • United States of America 6.48%
  • United States of America 6.37%
  • United States of America 5.43%
  • United States of America 5.37%

Only in TBIL

0 total

Every TBIL position is also held by SGOV.

Open SGOV or TBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.