ETF comparison
SPY vs VTI
US Large Cap vs US Total Market.
State Street SPDR S&P 500 ETF Trust · Vanguard Morningstar Total Stock Market ETF
Holdings overlap
498 positions appear in both funds. Buying equal dollars of SPY and VTI would leave roughly 82.6% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VTI is 6 bps cheaper than SPY. On a $100,000 position that's about $64/yr more in fees for SPY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SPY vs VTI.
Top shared holdings
498 shared in total| # | Holding | In SPY | In VTI | Overlap |
|---|---|---|---|---|
| 1 | NVIDIA CORP | 7.30% | 6.36% | 6.36% |
| 2 | APPLE INC | 7.69% | 5.87% | 5.87% |
| 3 | MICROSOFT CORP | 6.22% | 3.83% | 3.83% |
| 4 | AMAZON.COM INC | 3.94% | 3.19% | 3.19% |
| 5 | ALPHABET INC CL A | 2.56% | 2.90% | 2.56% |
| 6 | BROADCOM INC | 2.33% | 2.47% | 2.33% |
| 7 | ALPHABET INC CL C | 2.06% | 2.28% | 2.06% |
| 8 | META PLATFORMS INC CLASS A | 2.09% | 1.71% | 1.71% |
| 9 | TESLA INC | 1.64% | 1.64% | 1.64% |
| 10 | ELI LILLY + CO | 1.71% | 1.40% | 1.40% |
| 11 | MICRON TECHNOLOGY INC | 1.35% | 1.80% | 1.35% |
| 12 | BERKSHIRE HATHAWAY INC CL B | 1.63% | 1.24% | 1.24% |
Only in SPY
6 total- EXXONMOBIL HOLDINGS CORP 1.05%
- NXP SEMICONDUCTORS NV 0.10%
- ONEOK INC 0.08%
- VYLOR INC 0.07%
- AMCOR PLC 0.03%
- CONTRA HOLOGIC INCORPO 0.00%
Only in VTI
3,006 total- Exxon Mobil Corp 0.78%
- Space Exploration Technologies Corp 0.14%
- Snowflake Inc 0.12%
- Cloudflare Inc 0.11%
- Astera Labs Inc 0.10%
- Warner Bros Discovery Inc 0.09%
- Rocket Lab Corp 0.08%
- Corteva Inc 0.08%
- ONEOK Inc 0.08%
- Electronic Arts Inc 0.07%
Related comparisons
More comparisons with SPY
- SPY vs MGC · Vanguard Morningstar Mega Cap ETF 82.6%
- SPY vs ESGV · Vanguard ESG U.S. Stock ETF 81.0%
- SPY vs IWV · iShares Russell 3000 ETF 80.5%
- SPY vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 80.4%
- SPY vs ESGU · iShares ESG Aware MSCI USA ETF 77.7%
- SPY vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 72.8%
More comparisons with VTI
- VTI vs ESGV · Vanguard ESG U.S. Stock ETF 78.0%
- VTI vs AVUS · Avantis US Equity ETF 72.8%
- VTI vs MGC · Vanguard Morningstar Mega Cap ETF 71.9%
- VTI vs DFAC · DFA U.S. Core Equity 2 Portfolio-ETF Class Shares 71.8%
- VTI vs ESGU · iShares ESG Aware MSCI USA ETF 71.0%
- VTI vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 70.1%
Percentages are holdings overlap with the named fund.
Open SPY or VTI at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.