ETF comparison
VCR vs XHB
Both Consumer Discretionary.
Vanguard Consumer Discretionary Index Fund ETF Shares · State Street SPDR S&P Homebuilders ETF
Holdings overlap
24 positions appear in both funds. Buying equal dollars of VCR and XHB would leave roughly 10.0% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VCR is 26 bps cheaper than XHB. On a $100,000 position that's about $260/yr more in fees for XHB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCR vs XHB.
Top shared holdings
24 shared in total| # | Holding | In VCR | In XHB | Overlap |
|---|---|---|---|---|
| 1 | Home Depot Inc/The | 5.31% | 3.27% | 3.27% |
| 2 | Lowe's Cos Inc | 2.26% | 3.34% | 2.26% |
| 3 | DR Horton Inc | 0.69% | 3.36% | 0.69% |
| 4 | PulteGroup Inc | 0.46% | 3.33% | 0.46% |
| 5 | Williams-Sonoma Inc | 0.42% | 3.43% | 0.42% |
| 6 | Lennar Corp | 0.41% | 3.14% | 0.41% |
| 7 | NVR Inc | 0.35% | 3.48% | 0.35% |
| 8 | Tempur Sealy International Inc | 0.31% | 3.27% | 0.31% |
| 9 | Toll Brothers Inc | 0.28% | 3.33% | 0.28% |
| 10 | TopBuild Corp | 0.23% | 3.23% | 0.23% |
| 11 | Installed Building Products Inc | 0.17% | 3.29% | 0.17% |
| 12 | Taylor Morrison Home Corp | 0.15% | 3.42% | 0.15% |
Only in VCR
262 total- Amazon.com Inc 21.05%
- Tesla Inc 16.62%
- McDonald's Corp 3.69%
- TJX Cos Inc/The 2.74%
- Booking Holdings Inc 2.09%
- Starbucks Corp 1.70%
- Royal Caribbean Cruises Ltd 1.24%
- O'Reilly Automotive Inc 1.24%
- Marriott International Inc/MD 1.23%
- MercadoLibre Inc 1.23%
Only in XHB
12 total- Modine Manufacturing Co 3.77%
- Owens Corning 3.52%
- Allegion plc 3.46%
- Johnson Controls International plc 3.39%
- Masco Corp 3.37%
- Trane Technologies PLC 3.37%
- Carrier Global Corp 3.35%
- Carlisle Cos Inc 3.30%
- Advanced Drainage Systems Inc 3.25%
- Lennox International Inc 3.19%
Open VCR or XHB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.