ETF comparison
VCR vs XHB
Both Consumer Discretionary.
Vanguard Consumer Discretionary Index Fund ETF Shares · State Street SPDR S&P Homebuilders ETF
Holdings overlap
21 positions appear in both funds. Buying equal dollars of VCR and XHB would leave roughly 9.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VCR is 26 bps cheaper than XHB. On a $100,000 position that's about $260/yr more in fees for XHB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCR vs XHB.
Top shared holdings
21 shared in total| # | Holding | In VCR | In XHB | Overlap |
|---|---|---|---|---|
| 1 | Home Depot Inc/The | 4.88% | 3.28% | 3.28% |
| 2 | Lowe's Cos Inc | 1.74% | 3.02% | 1.74% |
| 3 | DR Horton Inc | 0.62% | 3.29% | 0.62% |
| 4 | Williams-Sonoma Inc | 0.48% | 3.34% | 0.48% |
| 5 | PulteGroup Inc | 0.43% | 3.43% | 0.43% |
| 6 | Tempur Sealy International Inc | 0.33% | 3.40% | 0.33% |
| 7 | Lennar Corp | 0.32% | 2.99% | 0.32% |
| 8 | NVR Inc | 0.31% | 3.20% | 0.31% |
| 9 | Toll Brothers Inc | 0.27% | 3.52% | 0.27% |
| 10 | Installed Building Products Inc | 0.16% | 3.48% | 0.16% |
| 11 | Champion Homes Inc | 0.16% | 3.33% | 0.16% |
| 12 | Meritage Homes Corp | 0.14% | 3.52% | 0.14% |
Only in VCR
256 total- Amazon.com Inc 21.98%
- Tesla Inc 15.43%
- McDonald's Corp 2.82%
- Booking Holdings Inc 2.43%
- TJX Cos Inc/The 2.25%
- Starbucks Corp 1.84%
- DoorDash Inc 1.39%
- MercadoLibre Inc 1.37%
- General Motors Co 1.25%
- Airbnb Inc 1.23%
Only in XHB
14 total- Owens Corning 4.10%
- Advanced Drainage Systems Inc 3.59%
- Builders FirstSource Inc 3.56%
- Masco Corp 3.40%
- Lennox International Inc 3.37%
- Carlisle Cos Inc 3.28%
- Trane Technologies PLC 3.24%
- Allegion plc 3.22%
- Carrier Global Corp 3.20%
- Johnson Controls International plc 3.11%
Related comparisons
More comparisons with VCR
- VCR vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- VCR vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- VCR vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 95.3%
- VCR vs XLY · State Street Consumer Discretionary Select Sector SPDR ETF 76.8%
- VCR vs IYC · iShares US Consumer Discretionary ETF 65.4%
- VCR vs ITB · iShares U.S. Home Construction ETF 9.8%
More comparisons with XHB
- XHB vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 8.9%
- XHB vs IYC · iShares US Consumer Discretionary ETF 7.6%
- XHB vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XHB vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XHB vs ITB · iShares U.S. Home Construction ETF 51.7%
- XHB vs XLY · State Street Consumer Discretionary Select Sector SPDR ETF 9.6%
Percentages are holdings overlap with the named fund.
Open VCR or XHB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.