ETF comparison
AGG vs SCHZ
Both US Aggregate Bond.
iShares Core U.S. Aggregate Bond ETF · Schwab U.S. Aggregate Bond ETF
Holdings overlap
9,634 positions appear in both funds. Buying equal dollars of AGG and SCHZ would leave roughly 67.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with AGG vs SCHZ.
Top shared holdings
9,634 shared in total| # | Holding | In AGG | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.39% | 0.39% | 0.39% |
| 2 | United States Treasury | 0.41% | 0.39% | 0.39% |
| 3 | United States Treasury | 0.38% | 0.39% | 0.38% |
| 4 | United States Treasury | 0.40% | 0.37% | 0.37% |
| 5 | United States Treasury | 0.39% | 0.37% | 0.37% |
| 6 | United States Treasury | 0.40% | 0.37% | 0.37% |
| 7 | United States Treasury | 0.39% | 0.36% | 0.36% |
| 8 | United States Treasury | 0.37% | 0.36% | 0.36% |
| 9 | United States Treasury | 0.37% | 0.36% | 0.36% |
| 10 | United States Treasury | 0.38% | 0.36% | 0.36% |
| 11 | United States Treasury | 0.34% | 0.33% | 0.33% |
| 12 | United States Treasury | 0.40% | 0.32% | 0.32% |
Only in AGG
3,748 total- United States Treasury 0.26%
- Government National Mortgage Association 0.20%
- UMBS, TBA 0.17%
- Government National Mortgage Association 0.16%
- UMBS, TBA 0.15%
- UMBS, TBA 0.15%
- Government National Mortgage Association 0.15%
- Freddie Mac 0.13%
- UMBS, TBA 0.13%
- United States Treasury 0.13%
Only in SCHZ
2,692 total- UMBS, TBA 0.26%
- United States Treasury 0.24%
- United States Treasury 0.21%
- UMBS, TBA 0.19%
- UMBS, TBA 0.18%
- United States Treasury 0.17%
- United States Treasury 0.17%
- United States Treasury 0.15%
- UMBS, TBA 0.15%
- United States Treasury 0.14%
Related comparisons
More comparisons with AGG
- AGG vs BND · Vanguard Total Bond Market Index Fund ETF Shares 64.7%
- AGG vs EAGG · iShares ESG U.S. Aggregate Bond ETF 61.7%
- AGG vs SPAB · State Street SPDR Portfolio Aggregate Bond Index ETF 57.4%
- AGG vs GVI · iShares Intermediate Government/Credit Bond ETF 54.4%
- AGG vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 33.9%
- AGG vs GOVT · iShares U.S. Treasury Bond ETF 32.0%
More comparisons with SCHZ
- SCHZ vs SPAB · State Street SPDR Portfolio Aggregate Bond Index ETF 60.8%
- SCHZ vs IUSB · iShares Core Universal USD Bond ETF 60.2%
- SCHZ vs EAGG · iShares ESG U.S. Aggregate Bond ETF 51.8%
- SCHZ vs GVI · iShares Intermediate Government/Credit Bond ETF 51.0%
- SCHZ vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 34.9%
- SCHZ vs GOVT · iShares U.S. Treasury Bond ETF 31.2%
Percentages are holdings overlap with the named fund.
Open AGG or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.