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ETF comparison

GVI vs SCHZ

Both US Aggregate Bond.

iShares Intermediate Government/Credit Bond ETF · Schwab U.S. Aggregate Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
51.0 %

5,656 positions appear in both funds. Buying equal dollars of GVI and SCHZ would leave roughly 51.0% of each dollar exposed to the same underlying securities.

GVI unmatched 47.6% Shared 51.0% SCHZ unmatched 47.7%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In GVI only
576 positions
Shared
5,656 positions
In SCHZ only
6,670 positions

Side by side

GVI

iShares Intermediate Government/Credit Bond ETF

iShares · US Aggregate Bond

78 composite / 100
Expense ratio
0.20%
Net assets
$3.86B
TTM yield
3.43%
Top-10 conc.
7.2%
SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.85B
TTM yield
3.92%
Top-10 conc.
3.7%

Sub-score comparison

80
Cost
97
54
Tax efficiency
53
82
Liquidity
100
100
Concentration
100
—
Tracking quality
—
GVI sub-score SCHZ

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 17 bps cheaper than GVI. On a $100,000 position that's about $170/yr more in fees for GVI.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GVI vs SCHZ.

Top shared holdings

5,656 shared in total
# Holding In GVI In SCHZ Overlap
1 United States Treasury 0.69% 0.39% 0.39%
2 United States Treasury 0.66% 0.39% 0.39%
3 United States Treasury 0.73% 0.39% 0.39%
4 United States Treasury 0.73% 0.37% 0.37%
5 United States Treasury 0.74% 0.37% 0.37%
6 United States Treasury 0.68% 0.37% 0.37%
7 United States Treasury 0.71% 0.36% 0.36%
8 United States Treasury 0.72% 0.36% 0.36%
9 United States Treasury 0.74% 0.36% 0.36%
10 United States Treasury 0.54% 0.36% 0.36%
11 United States Treasury 0.60% 0.35% 0.35%
12 United States Treasury 0.58% 0.33% 0.33%

Only in GVI

576 total
  • United States Treasury 0.54%
  • United States Treasury 0.33%
  • United States Treasury 0.31%
  • United States Treasury 0.24%
  • United States Treasury 0.20%
  • United States Treasury 0.08%
  • United States Treasury 0.06%
  • United States Treasury 0.05%
  • FANNIE MAE 0.04%
  • SPACE EXPLORATION TECH 0.03%

Only in SCHZ

6,670 total
  • United States Treasury 0.28%
  • UMBS, TBA 0.26%
  • United States Treasury 0.25%
  • United States Treasury 0.24%
  • United States Treasury 0.21%
  • United States Treasury 0.21%
  • United States Treasury 0.21%
  • United States Treasury 0.21%
  • United States Treasury 0.21%
  • United States Treasury 0.20%

Percentages are holdings overlap with the named fund.

Open GVI or SCHZ at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.