ETF comparison
BIL vs SHV
Both US Treasury (Short).
State Street SPDR Bloomberg 1-3 Month T-Bill ETF · iShares 0–1 Year Treasury Bond ETF
Holdings overlap
9 positions appear in both funds. Buying equal dollars of BIL and SHV would leave roughly 18.7% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
BIL is 2 bps cheaper than SHV. On a $100,000 position that's about $15/yr more in fees for SHV.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs SHV.
Top shared holdings
9 shared in total| # | Holding | In BIL | In SHV | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 6.97% | 3.04% | 3.04% |
| 2 | United States Treasury | 2.80% | 3.14% | 2.80% |
| 3 | United States Treasury | 2.69% | 2.79% | 2.69% |
| 4 | United States Treasury | 2.43% | 2.28% | 2.28% |
| 5 | United States Treasury | 2.22% | 2.91% | 2.22% |
| 6 | United States Treasury | 9.04% | 1.92% | 1.92% |
| 7 | United States Treasury | 2.22% | 1.81% | 1.81% |
| 8 | United States Treasury | 6.98% | 1.72% | 1.72% |
| 9 | United States Treasury | 7.03% | 0.24% | 0.24% |
Only in BIL
13 total- United States Treasury 12.04%
- United States Treasury 7.22%
- United States Treasury 6.85%
- United States Treasury 6.49%
- United States Treasury 6.00%
- United States Treasury 5.82%
- United States Treasury 5.57%
- United States Treasury 4.67%
- United States Treasury 0.69%
- United States Treasury 0.68%
Only in SHV
53 total- United States of America 4.95%
- United States of America 4.53%
- United States of America 3.86%
- United States of America 3.60%
- United States of America 3.56%
- United States of America 3.55%
- United States of America 3.37%
- United States of America 3.33%
- United States of America 3.29%
- United States of America 3.23%
Related comparisons
More comparisons with BIL
- BIL vs AGG · iShares Core U.S. Aggregate Bond ETF 0.0%
- BIL vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.0%
- BIL vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- BIL vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 0.0%
- BIL vs GOVT · iShares U.S. Treasury Bond ETF 0.0%
- BIL vs SCHO · Schwab Short-Term U.S. Treasury ETF 0.0%
More comparisons with SHV
- SHV vs VBIL · Vanguard 0-3 Month Treasury Bill ETF 13.9%
- SHV vs TBIL · F/m US Treasury 3 Month Bill Fund - ETF Class Shares 2.7%
- SHV vs SCHO · Schwab Short-Term U.S. Treasury ETF 0.9%
- SHV vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.1%
- SHV vs SCHZ · Schwab U.S. Aggregate Bond ETF 0.1%
- SHV vs GOVT · iShares U.S. Treasury Bond ETF 0.0%
Percentages are holdings overlap with the named fund.
Open BIL or SHV at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.