ETF comparison
COWZ vs SCHD
Quality Factor vs Dividend.
Pacer US Cash Cows 100 ETF · Schwab U.S. Dividend Equity ETF
Holdings overlap
17 positions appear in both funds. Buying equal dollars of COWZ and SCHD would leave roughly 22.0% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 43 bps cheaper than COWZ. On a $100,000 position that's about $430/yr more in fees for COWZ.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with COWZ vs SCHD.
Top shared holdings
17 shared in total| # | Holding | In COWZ | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | Altria Group Inc | 2.20% | 4.14% | 2.20% |
| 2 | ConocoPhillips | 2.17% | 4.32% | 2.17% |
| 3 | Bristol-Myers Squibb Co | 2.03% | 4.28% | 2.03% |
| 4 | Ford Motor Co | 2.01% | 1.98% | 1.98% |
| 5 | Verizon Communications Inc | 1.90% | 4.31% | 1.90% |
| 6 | SLB Ltd | 1.83% | 2.76% | 1.83% |
| 7 | United Parcel Service Inc | 1.68% | 3.08% | 1.68% |
| 8 | Valero Energy Corp | 1.47% | 2.24% | 1.47% |
| 9 | EOG Resources Inc | 1.23% | 2.42% | 1.23% |
| 10 | Archer-Daniels-Midland Co | 1.55% | 1.19% | 1.19% |
| 11 | Target Corp | 1.07% | 1.86% | 1.07% |
| 12 | Halliburton Co | 0.69% | 1.09% | 0.69% |
Only in COWZ
83 total- QUALCOMM Inc 2.67%
- CVS Health Corp 2.16%
- Uber Technologies Inc 2.00%
- Pfizer Inc 1.99%
- Diamondback Energy Inc 1.98%
- Newmont Corp 1.93%
- Booking Holdings Inc 1.87%
- AT&T Inc 1.84%
- Gilead Sciences Inc 1.83%
- McKesson Corp 1.79%
Only in SCHD
81 total- Lockheed Martin Corp 4.82%
- Chevron Corp 4.31%
- Merck & Co Inc 4.24%
- Texas Instruments Inc 4.06%
- Coca-Cola Co/The 4.03%
- PepsiCo Inc 4.01%
- Amgen Inc 3.93%
- Home Depot Inc/The 3.72%
- Cisco Systems Inc 3.58%
- AbbVie Inc 3.53%
Open COWZ or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.