ETF comparison

FNCL vs IYG

Both Financials.

Fidelity MSCI Financials Index ETF · iShares U.S. Financial Services ETF

Holdings overlap

Weighted by ISIN/CUSIP
77.6 %

100 positions appear in both funds. Buying equal dollars of FNCL and IYG would leave roughly 77.6% of each dollar exposed to the same underlying securities.

FNCL only 22.4% Shared 77.6% IYG only 22.2%
In FNCL only
284 positions
Shared
100 positions
In IYG only
0 positions

Side by side

FNCL

Fidelity MSCI Financials Index ETF

Fidelity · Financials

78 composite / 100
Expense ratio
0.084%
Net assets
$2.23B
TTM yield
1.56%
Top-10 conc.
47.6%
IYG

iShares U.S. Financial Services ETF

iShares · Financials

63 composite / 100
Expense ratio
0.38%
Net assets
$1.97B
TTM yield
1.03%
Top-10 conc.
62.2%

Sub-score comparison

92
Cost
62
82
Tax efficiency
83
72
Liquidity
69
46
Concentration
25
Tracking quality
FNCL sub-score IYG

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

FNCL is 30 bps cheaper than IYG. On a $100,000 position that's about $296/yr more in fees for IYG.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs IYG.

Top shared holdings

100 shared in total
# Holding In FNCL In IYG Overlap
1 JPMorgan Chase & Co 10.10% 12.54% 10.10%
2 Berkshire Hathaway Inc 7.72% 12.90% 7.72%
3 Visa Inc 6.59% 8.23% 6.59%
4 Mastercard Inc 5.04% 6.08% 5.04%
5 Bank of America Corp 4.34% 5.27% 4.34%
6 Goldman Sachs Group Inc/The 3.28% 4.11% 3.28%
7 Wells Fargo & Co 3.06% 3.78% 3.06%
8 Citigroup Inc 2.71% 3.32% 2.71%
9 Morgan Stanley 2.68% 3.40% 2.68%
10 American Express Co 2.11% 2.57% 2.11%
11 Blackrock Inc 1.86% 2.28% 1.86%
12 Charles Schwab Corp/The 1.83% 2.27% 1.83%

Only in FNCL

284 total
  • Chubb Ltd 1.45%
  • Progressive Corp/The 1.40%
  • Marsh & McLennan Cos Inc 0.97%
  • Travelers Cos Inc/The 0.81%
  • Aon PLC 0.75%
  • Aflac Inc 0.68%
  • Allstate Corp/The 0.67%
  • Arthur J Gallagher & Co 0.63%
  • MetLife Inc 0.53%
  • PayPal Holdings Inc 0.53%

Only in IYG

0 total

Every IYG position is also held by FNCL.

Open FNCL or IYG at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.