ETF comparison
FNCL vs KRE
Both Financials.
Fidelity MSCI Financials Index ETF · State Street SPDR S&P Regional Banking ETF
Holdings overlap
134 positions appear in both funds. Buying equal dollars of FNCL and KRE would leave roughly 7.2% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 27 bps cheaper than KRE. On a $100,000 position that's about $266/yr more in fees for KRE.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs KRE.
Top shared holdings
134 shared in total| # | Holding | In FNCL | In KRE | Overlap |
|---|---|---|---|---|
| 1 | Truist Financial Corp | 0.78% | 1.47% | 0.78% |
| 2 | Huntington Bancshares Inc/OH | 0.40% | 1.46% | 0.40% |
| 3 | M&T Bank Corp | 0.40% | 1.48% | 0.40% |
| 4 | Citizens Financial Group Inc | 0.34% | 1.49% | 0.34% |
| 5 | Regions Financial Corp | 0.30% | 1.45% | 0.30% |
| 6 | East West Bancorp Inc | 0.21% | 1.47% | 0.21% |
| 7 | Pinnacle Financial Partners Inc | 0.18% | 1.47% | 0.18% |
| 8 | First Horizon Corp | 0.15% | 1.47% | 0.15% |
| 9 | Webster Financial Corp | 0.14% | 1.47% | 0.14% |
| 10 | Wintrust Financial Corp | 0.12% | 1.50% | 0.12% |
| 11 | Popular Inc | 0.12% | 1.52% | 0.12% |
| 12 | SOUTHSTATE BANK CORP | 0.12% | 1.47% | 0.12% |
Only in FNCL
250 total- JPMorgan Chase & Co 10.10%
- Berkshire Hathaway Inc 7.72%
- Visa Inc 6.59%
- Mastercard Inc 5.04%
- Bank of America Corp 4.34%
- Goldman Sachs Group Inc/The 3.28%
- Wells Fargo & Co 3.06%
- Citigroup Inc 2.71%
- Morgan Stanley 2.68%
- American Express Co 2.11%
Only in KRE
17 total- Hingham Institution For Savings The 0.30%
- Heritage Commerce Corp 0.29%
- Mechanics Bancorp 0.26%
- Flushing Financial Corp 0.21%
- Northrim BanCorp Inc 0.16%
- Financial Institutions Inc 0.16%
- Midland States Bancorp Inc 0.14%
- California BanCorp 0.14%
- First Foundation Inc 0.14%
- Shore Bancshares Inc 0.14%
Open FNCL or KRE at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.