ETF comparison
FNCL vs VFH
Both Financials.
Fidelity MSCI Financials Index ETF · Vanguard Financials Index Fund ETF Shares
Holdings overlap
374 positions appear in both funds. Buying equal dollars of FNCL and VFH would leave roughly 95.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 1 bps cheaper than VFH. On a $100,000 position that's about $6/yr more in fees for VFH.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs VFH.
Top shared holdings
374 shared in total| # | Holding | In FNCL | In VFH | Overlap |
|---|---|---|---|---|
| 1 | JPMorgan Chase & Co | 10.43% | 10.47% | 10.43% |
| 2 | Berkshire Hathaway Inc | 7.87% | 7.68% | 7.68% |
| 3 | Mastercard Inc | 5.19% | 5.29% | 5.19% |
| 4 | Bank of America Corp | 4.65% | 4.61% | 4.61% |
| 5 | Visa Inc | 6.81% | 4.40% | 4.40% |
| 6 | Goldman Sachs Group Inc/The | 3.32% | 3.10% | 3.10% |
| 7 | Wells Fargo & Co | 2.93% | 2.90% | 2.90% |
| 8 | Morgan Stanley | 2.76% | 2.77% | 2.76% |
| 9 | Citigroup Inc | 2.50% | 2.46% | 2.46% |
| 10 | American Express Co | 1.98% | 1.92% | 1.92% |
| 11 | Charles Schwab Corp/The | 1.92% | 1.99% | 1.92% |
| 12 | Blackrock Inc | 1.78% | 1.87% | 1.78% |
Only in FNCL
9 total- Webster Financial Corp 0.14%
- Freedom Holding Corp/NV 0.03%
- Two Harbors Investment Corp 0.01%
- Enact Holdings Inc 0.01%
- TFS Financial Corp 0.01%
- Republic Bancorp Inc/KY 0.01%
- Metrocity Bankshares Inc 0.01%
- HBT Financial Inc 0.01%
- Hagerty Inc 0.01%
Only in VFH
50 total- Porch Group Inc 0.02%
- SmartFinancial Inc 0.01%
- Mid Penn Bancorp Inc 0.01%
- Alerus Financial Corp 0.01%
- Compass Diversified Holdings 0.01%
- GCM Grosvenor Inc 0.01%
- HomeTrust Bancshares Inc 0.01%
- Financial Institutions Inc 0.01%
- Shore Bancshares Inc 0.01%
- Midland States Bancorp Inc 0.01%
Related comparisons
More comparisons with FNCL
- FNCL vs XLF · State Street Financial Select Sector SPDR ETF 86.1%
- FNCL vs IYG · iShares U.S. Financial Services ETF 77.4%
- FNCL vs IXG · iShares Global Financials ETF 50.6%
- FNCL vs KBWB · Invesco KBW Bank ETF 34.2%
- FNCL vs KBE · State Street SPDR S&P Bank ETF 16.0%
- FNCL vs IAT · iShares U.S. Regional Banks ETF 7.4%
More comparisons with VFH
- VFH vs XLF · State Street Financial Select Sector SPDR ETF 83.2%
- VFH vs IYG · iShares U.S. Financial Services ETF 75.1%
- VFH vs IXG · iShares Global Financials ETF 50.6%
- VFH vs KBWB · Invesco KBW Bank ETF 33.7%
- VFH vs KBE · State Street SPDR S&P Bank ETF 15.6%
- VFH vs IAT · iShares U.S. Regional Banks ETF 7.0%
Percentages are holdings overlap with the named fund.
Open FNCL or VFH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.