ETF comparison
FNCL vs VFH
Both Financials.
Fidelity MSCI Financials Index ETF · Vanguard Financials Index Fund ETF Shares
Holdings overlap
369 positions appear in both funds. Buying equal dollars of FNCL and VFH would leave roughly 93.3% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 1 bps cheaper than VFH. On a $100,000 position that's about $6/yr more in fees for VFH.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs VFH.
Top shared holdings
369 shared in total| # | Holding | In FNCL | In VFH | Overlap |
|---|---|---|---|---|
| 1 | JPMorgan Chase & Co | 10.10% | 9.30% | 9.30% |
| 2 | Berkshire Hathaway Inc | 7.72% | 8.36% | 7.72% |
| 3 | Mastercard Inc | 5.04% | 5.29% | 5.04% |
| 4 | Visa Inc | 6.59% | 4.21% | 4.21% |
| 5 | Bank of America Corp | 4.34% | 4.01% | 4.01% |
| 6 | Wells Fargo & Co | 3.06% | 3.13% | 3.06% |
| 7 | Goldman Sachs Group Inc/The | 3.28% | 2.97% | 2.97% |
| 8 | Morgan Stanley | 2.68% | 2.39% | 2.39% |
| 9 | Citigroup Inc | 2.71% | 2.29% | 2.29% |
| 10 | American Express Co | 2.11% | 2.06% | 2.06% |
| 11 | Blackrock Inc | 1.86% | 1.88% | 1.86% |
| 12 | Charles Schwab Corp/The | 1.83% | 1.97% | 1.83% |
Only in FNCL
15 total- State Street Global Advisors 0.25%
- Piper Sandler Cos 0.07%
- Freedom Holding Corp/NV 0.03%
- Enact Holdings Inc 0.02%
- Miami International Holdings Inc 0.01%
- TFS Financial Corp 0.01%
- Republic Bancorp Inc/KY 0.01%
- Neptune Insurance Holdings Inc 0.01%
- Capital City Bank Group Inc 0.01%
- Columbia Financial Inc 0.01%
Only in VFH
46 total- Piper Sandler Cos 0.06%
- CNB Financial Corp/PA 0.01%
- Heritage Commerce Corp 0.01%
- HomeTrust Bancshares Inc 0.01%
- Mid Penn Bancorp Inc 0.01%
- Financial Institutions Inc 0.01%
- Alerus Financial Corp 0.01%
- SmartFinancial Inc 0.01%
- Shore Bancshares Inc 0.01%
- Invesco Mortgage Capital Inc 0.01%
Open FNCL or VFH at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.