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ETF comparison

GBIL vs TBIL

Both US Treasury (Short).

Goldman Sachs Access Treasury 0-1 Year ETF · F/m US Treasury 3 Month Bill Fund - ETF Class Shares

Holdings overlap

Weighted by ISIN/CUSIP
7.2 %

1 positions appear in both funds. Buying equal dollars of GBIL and TBIL would leave roughly 7.2% of each dollar exposed to the same underlying securities.

GBIL unmatched 92.6% Shared 7.2% TBIL unmatched 92.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In GBIL only
38 positions
Shared
1 positions
In TBIL only
0 positions

Side by side

GBIL

Goldman Sachs Access Treasury 0-1 Year ETF

Goldman Sachs · US Treasury (Short)

83 composite / 100
Expense ratio
0.12%
Net assets
$7.90B
TTM yield
3.27%
Top-10 conc.
53.5%
TBIL

F/m US Treasury 3 Month Bill Fund - ETF Class Shares

F/m Investments · US Treasury (Short)

82 composite / 100
Expense ratio
0.15%
Net assets
$7.53B
whole fund, 2 share classes
TTM yield
3.66%
Top-10 conc.
100.0%

Sub-score comparison

88
Cost
85
59
Tax efficiency
58
96
Liquidity
95
N/A
Concentration
N/A
—
Tracking quality
—
GBIL sub-score TBIL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

GBIL is 3 bps cheaper than TBIL. On a $100,000 position that's about $30/yr more in fees for TBIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GBIL vs TBIL.

Top shared holdings

1 shared in total
# Holding In GBIL In TBIL Overlap
1 UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 7.16% 100.00% 7.16%

Only in GBIL

38 total
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 7.21%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.81%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.58%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 6.54%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 4.19%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.93%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.84%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.63%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.63%
  • UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.42%

Only in TBIL

0 total

Every TBIL position is also held by GBIL.

Percentages are holdings overlap with the named fund.

Open GBIL or TBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.