ETF comparison

GBIL vs VBIL

Both US Treasury (Short).

Goldman Sachs Access Treasury 0-1 Year ETF · Vanguard 0-3 Month Treasury Bill ETF

Holdings overlap

Weighted by ISIN/CUSIP
38.7 %

20 positions appear in both funds. Buying equal dollars of GBIL and VBIL would leave roughly 38.7% of each dollar exposed to the same underlying securities.

GBIL only 60.9% Shared 38.7% VBIL only 61.2%
In GBIL only
29 positions
Shared
20 positions
In VBIL only
6 positions

Side by side

GBIL

Goldman Sachs Access Treasury 0-1 Year ETF

Goldman Sachs · US Treasury (Short)

78 composite / 100
Expense ratio
0.12%
Net assets
$7.70B
TTM yield
3.71%
Top-10 conc.
43.6%
VBIL

Vanguard 0-3 Month Treasury Bill ETF

Vanguard · US Treasury (Short)

79 composite / 100
Expense ratio
0.060%
Net assets
$9.35B
TTM yield
3.61%
Top-10 conc.
54.7%

Sub-score comparison

88
Cost
94
58
Tax efficiency
58
95
Liquidity
99
52
Concentration
36
Tracking quality
GBIL sub-score VBIL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VBIL is 6 bps cheaper than GBIL. On a $100,000 position that's about $60/yr more in fees for GBIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GBIL vs VBIL.

Top shared holdings

20 shared in total
# Holding In GBIL In VBIL Overlap
1 United States Treasury Bills 9.74% 5.23% 5.23%
2 United States Treasury Bills 4.63% 5.15% 4.63%
3 United States Treasury Bills 5.56% 3.51% 3.51%
4 United States Treasury Bills 3.49% 5.47% 3.49%
5 United States Treasury Bills 2.73% 4.47% 2.73%
6 United States Treasury Bills 2.23% 5.54% 2.23%
7 United States Treasury Bills 1.48% 5.48% 1.48%
8 United States Treasury Bills 1.47% 3.40% 1.47%
9 United States Treasury Bills 1.47% 3.44% 1.47%
10 United States Treasury Bills 1.43% 6.38% 1.43%
11 United States Treasury Bills 1.39% 3.29% 1.39%
12 United States Treasury Bills 1.39% 2.97% 1.39%

Only in GBIL

29 total
  • United States Treasury Notes 4.23%
  • United States Treasury Bills 2.83%
  • United States Treasury Notes 2.83%
  • United States Treasury Notes 2.71%
  • United States Treasury Notes 2.64%
  • United States Treasury Notes 2.48%
  • United States Treasury Notes 2.46%
  • United States Treasury Notes 2.43%
  • United States Treasury Notes 2.20%
  • United States Treasury Notes 2.06%

Only in VBIL

6 total
  • United States Treasury Bill 3.50%
  • United States Treasury Bill 3.36%
  • United States Treasury Bill 1.33%
  • United States Treasury Bill 1.26%
  • United States Treasury Bill 1.25%
  • United States Treasury Bill 1.19%

Open GBIL or VBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.