ETF comparison
SCHB vs SPY
US Total Market vs US Large Cap.
Schwab U.S. Broad Market ETF · State Street SPDR S&P 500 ETF Trust
Holdings overlap
470 positions appear in both funds. Buying equal dollars of SCHB and SPY would leave roughly 85.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHB is 6 bps cheaper than SPY. On a $100,000 position that's about $64/yr more in fees for SPY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHB vs SPY.
Top shared holdings
470 shared in total| # | Holding | In SCHB | In SPY | Overlap |
|---|---|---|---|---|
| 1 | NVIDIA Corp | 7.20% | 7.30% | 7.20% |
| 2 | Apple Inc | 6.27% | 7.69% | 6.27% |
| 3 | Microsoft Corp | 5.08% | 6.22% | 5.08% |
| 4 | Amazon.com Inc | 3.42% | 3.94% | 3.42% |
| 5 | Alphabet Inc | 2.68% | 2.56% | 2.56% |
| 6 | Broadcom Inc | 2.36% | 2.33% | 2.33% |
| 7 | Alphabet Inc | 2.13% | 2.06% | 2.06% |
| 8 | Meta Platforms Inc | 1.69% | 2.09% | 1.69% |
| 9 | Tesla Inc | 1.39% | 1.64% | 1.39% |
| 10 | Micron Technology Inc | 1.46% | 1.35% | 1.35% |
| 11 | JPMorgan Chase & Co | 1.28% | 1.41% | 1.28% |
| 12 | Berkshire Hathaway Inc | 1.24% | 1.63% | 1.24% |
Only in SCHB
1,902 total- Linde PLC 0.30%
- Seagate Technology Holdings PLC 0.25%
- Eaton Corp PLC 0.21%
- Chubb Ltd 0.16%
- Accenture PLC 0.16%
- Medtronic PLC 0.16%
- Snowflake Inc 0.15%
- Trane Technologies PLC 0.13%
- Cloudflare Inc 0.13%
- Space Exploration Technologies Corp 0.11%
Only in SPY
34 total- LINDE PLC 0.36%
- ACCENTURE PLC CL A 0.24%
- EATON CORP PLC 0.21%
- CHUBB LTD 0.20%
- MEDTRONIC PLC 0.19%
- SEAGATE TECHNOLOGY HOLDINGS 0.19%
- TRANE TECHNOLOGIES PLC 0.14%
- JOHNSON CONTROLS INTERNATION 0.13%
- ROYAL CARIBBEAN CRUISES LTD 0.12%
- AON PLC CLASS A 0.11%
Related comparisons
More comparisons with SCHB
- SCHB vs VV · Vanguard Morningstar Large-Cap ETF 85.2%
- SCHB vs ESGV · Vanguard ESG U.S. Stock ETF 80.4%
- SCHB vs ESGU · iShares ESG Aware MSCI USA ETF 74.2%
- SCHB vs MGC · Vanguard Morningstar Mega Cap ETF 74.1%
- SCHB vs AVUS · Avantis US Equity ETF 74.0%
- SCHB vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 73.3%
More comparisons with SPY
- SPY vs IWB · iShares Russell 1000 ETF 85.1%
- SPY vs DFAU · Dimensional US Core Equity Market ETF 83.2%
- SPY vs SPTM · State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF 82.9%
- SPY vs VTI · Vanguard Morningstar Total Stock Market ETF 82.6%
- SPY vs MGC · Vanguard Morningstar Mega Cap ETF 82.6%
- SPY vs ESGV · Vanguard ESG U.S. Stock ETF 81.0%
Percentages are holdings overlap with the named fund.
Open SCHB or SPY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.