ETF comparison
SCHZ vs VCLT
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Long-Term Corporate Bond Index Fund ETF Shares
Holdings overlap
2,730 positions appear in both funds. Buying equal dollars of SCHZ and VCLT would leave roughly 6.7% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VCLT.
Top shared holdings
2,730 shared in total| # | Holding | In SCHZ | In VCLT | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.20% | 0.09% | 0.09% |
| 2 | United States Treasury | 0.07% | 0.13% | 0.07% |
| 3 | ANHEUSER-BUSCH CO/INBEV | 0.02% | 0.35% | 0.02% |
| 4 | CVS HEALTH CORP | 0.02% | 0.32% | 0.02% |
| 5 | GOLDMAN SACHS GROUP INC | 0.02% | 0.21% | 0.02% |
| 6 | META PLATFORMS INC | 0.02% | 0.14% | 0.02% |
| 7 | META PLATFORMS INC | 0.02% | 0.27% | 0.02% |
| 8 | BOEING CO | 0.02% | 0.25% | 0.02% |
| 9 | PFIZER INVESTMENT ENTER | 0.02% | 0.16% | 0.02% |
| 10 | AMAZON.COM INC | 0.02% | 0.24% | 0.02% |
| 11 | ORACLE CORP | 0.02% | 0.22% | 0.02% |
| 12 | WELLS FARGO & COMPANY | 0.02% | 0.02% | 0.02% |
Only in SCHZ
9,596 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VCLT
114 total- Space Exploration Technologies Corp 0.14%
- Shell Finance US Inc 0.13%
- NVIDIA Corp 0.13%
- NVIDIA Corp 0.11%
- Alphabet Inc 0.11%
- Space Exploration Technologies Corp 0.09%
- Honeywell Aerospace Inc 0.08%
- Goldman Sachs Group Inc/The 0.08%
- Honeywell Aerospace Inc 0.08%
- Verizon Communications Inc 0.07%
Related comparisons
More comparisons with SCHZ
- SCHZ vs SCHI · Schwab 5-10 Year Corporate Bond ETF 6.7%
- SCHZ vs JCPB · JPMorgan Core Plus Bond ETF 6.5%
- SCHZ vs IGIB · iShares 5-10 Year Investment Grade Corporate Bond ETF 6.3%
- SCHZ vs VCIT · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares 6.2%
- SCHZ vs CORP · PIMCO Investment Grade Corporate Bond Exchange-Traded Fund 5.3%
- SCHZ vs TLT · iShares 20+ Year Treasury Bond ETF 5.2%
More comparisons with VCLT
- VCLT vs IGIB · iShares 5-10 Year Investment Grade Corporate Bond ETF 0.2%
- VCLT vs VCIT · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares 0.2%
- VCLT vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 0.1%
- VCLT vs GOVT · iShares U.S. Treasury Bond ETF 0.1%
- VCLT vs SPIB · State Street SPDR Portfolio Intermediate Term Corporate Bond Index ETF 0.1%
- VCLT vs SCHI · Schwab 5-10 Year Corporate Bond ETF 0.0%
Percentages are holdings overlap with the named fund.
Open SCHZ or VCLT at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.