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ETF comparison

VCIT vs VTC

Both US Corporate Bond.

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares · Vanguard Total Corporate Bond ETF ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
26.2 %

1,608 positions appear in both funds. Buying equal dollars of VCIT and VTC would leave roughly 26.2% of each dollar exposed to the same underlying securities.

VCIT unmatched 72.4% Shared 26.2% VTC unmatched 72.4%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In VCIT only
725 positions
Shared
1,608 positions
In VTC only
3,725 positions

Side by side

VCIT

Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares

Vanguard · US Corporate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$70.82B
whole fund, 3 share classes
TTM yield
4.61%
Top-10 conc.
2.6%
VTC

Vanguard Total Corporate Bond ETF ETF Shares

Vanguard · US Corporate Bond

80 composite / 100
Expense ratio
0.030%
Net assets
$1.62B
TTM yield
4.72%
Top-10 conc.
1.1%

Sub-score comparison

97
Cost
97
51
Tax efficiency
51
100
Liquidity
66
100
Concentration
100
—
Tracking quality
—
VCIT sub-score VTC

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCIT vs VTC.

Top shared holdings

1,608 shared in total
# Holding In VCIT In VTC Overlap
1 Goldman Sachs Group Inc/The 0.17% 0.10% 0.10%
2 Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.25% 0.10% 0.10%
3 Goldman Sachs Group Inc/The 0.23% 0.10% 0.10%
4 Meta Platforms Inc 0.26% 0.10% 0.10%
5 Oracle Corp 0.25% 0.09% 0.09%
6 Abbott Laboratories 0.16% 0.09% 0.09%
7 Morgan Stanley 0.18% 0.08% 0.08%
8 Bank of America Corp 0.19% 0.08% 0.08%
9 Space Exploration Technologies Corp 0.26% 0.08% 0.08%
10 Wells Fargo & Co 0.18% 0.08% 0.08%
11 Meta Platforms Inc 0.25% 0.08% 0.08%
12 Bank of America Corp 0.09% 0.08% 0.08%

Only in VCIT

725 total
  • Citigroup Inc 0.19%
  • Bank of America Corp 0.16%
  • Citigroup Inc 0.16%
  • Morgan Stanley 0.15%
  • JPMorgan Chase & Co 0.13%
  • US Bancorp 0.12%
  • Duke Energy Carolinas LLC 0.10%
  • Hewlett Packard Enterprise Co 0.09%
  • L3Harris Technologies Inc 0.09%
  • Capital One Financial Corp 0.09%

Only in VTC

3,725 total
  • United States Treasury Note/Bond 0.18%
  • Bank of America Corp 0.15%
  • Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.10%
  • Bank of America Corp 0.10%
  • Goldman Sachs Group Inc/The 0.10%
  • T-Mobile USA Inc 0.09%
  • Space Exploration Technologies Corp 0.09%
  • CVS Health Corp 0.09%
  • AbbVie Inc 0.09%
  • Goldman Sachs Group Inc/The 0.08%

Percentages are holdings overlap with the named fund.

Open VCIT or VTC at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.