ETF comparison
SGOV vs VBIL
Both US Treasury (Short).
iShares 0-3 Month Treasury Bond ETF · Vanguard 0-3 Month Treasury Bill ETF
Holdings overlap
13 positions appear in both funds. Buying equal dollars of SGOV and VBIL would leave roughly 47.0% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VBIL is 3 bps cheaper than SGOV. On a $100,000 position that's about $30/yr more in fees for SGOV.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SGOV vs VBIL.
Top shared holdings
13 shared in total| # | Holding | In SGOV | In VBIL | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 9.15% | 5.71% | 5.71% |
| 2 | United States of America | 6.67% | 5.54% | 5.54% |
| 3 | United States of America | 8.60% | 5.48% | 5.48% |
| 4 | United States of America | 6.37% | 5.15% | 5.15% |
| 5 | United States of America | 4.39% | 5.14% | 4.39% |
| 6 | United States of America | 4.01% | 4.47% | 4.01% |
| 7 | United States of America | 4.00% | 6.38% | 4.00% |
| 8 | United States of America | 3.50% | 5.30% | 3.50% |
| 9 | United States of America | 3.56% | 3.47% | 3.47% |
| 10 | United States of America | 3.39% | 3.51% | 3.39% |
| 11 | United States of America | 1.70% | 5.32% | 1.70% |
| 12 | United States of America | 0.51% | 5.23% | 0.51% |
Only in SGOV
10 total- United States of America 10.91%
- United States of America 9.88%
- United States of America 8.60%
- United States of America 6.48%
- United States of America 5.43%
- United States of America 5.37%
- United States of America 5.26%
- United States of America 0.08%
- United States of America 0.07%
- BlackRock Funds III 0.05%
Only in VBIL
13 total- United States Treasury Bill 4.45%
- United States Treasury Bill 3.50%
- United States Treasury Bill 3.44%
- United States Treasury Bill 3.40%
- United States Treasury Bill 3.36%
- United States Treasury Bill 3.29%
- United States Treasury Bill 3.05%
- United States Treasury Bill 2.97%
- United States Treasury Bill 1.33%
- United States Treasury Bill 1.28%
Open SGOV or VBIL at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.